Clarity Over Complexity
Financial concepts don't need to be complicated. When something seems confusing, it usually means we need to explain it better, not that you need to try harder. We break things down until they make sense.
Started With A Simple Question
Back in 2019, I was sitting across from my brother who'd just asked me to explain his mortgage statement. He's a brilliant engineer, but the numbers confused him. That's when it hit me—if someone that smart felt lost with basic financial documents, how many others were struggling?
milafonqera began because we saw too many people making financial decisions based on guesswork instead of understanding. Not because they weren't capable, but because most financial education assumes you already speak the language. We wanted to change that.
So we built something different. Something that starts where you are, not where textbooks think you should be.
What Drives Our Work
These aren't corporate values we printed on a poster. They're the principles we return to when making decisions about what to teach and how to teach it.
Real Situations Only
Every example comes from actual financial scenarios people face. No theoretical cases that only exist in textbooks. We deal with rent decisions, car loans, savings goals, and the messy reality of managing money day to day.
Honest About Limits
Learning about finances won't solve everything overnight. We're upfront about what basic financial literacy can and can't do for you. No promises about getting rich—just getting informed.
Questions Welcome Always
There's no such thing as a stupid question here. If you're wondering about something, chances are fifty other people are too. We've built an environment where asking for clarification is encouraged, not embarrassing.
How We Got Here
From a kitchen table conversation to supporting thousands of learners across Australia. The path wasn't always smooth, but each step taught us something valuable about what people actually need.
2019
Initial Concept
Started with weekend workshops in Adelaide community centres. Twenty people showed up to the first one. We learned more from them than they did from us.
2021
Online Transition
Moved everything online during lockdowns. Discovered that flexible learning actually worked better for most people juggling work and family commitments.
2023
Programme Expansion
Added intermediate courses after countless requests. People wanted to go deeper once they understood the basics. We listened and built what they asked for.
2025
Community Growth
Now supporting learners across Australia with updated content that reflects current economic realities. Still making it up as we go, just with more experience under our belts.
Who Makes This Happen
Small team, focused mission. We're not trying to be everything to everyone—just really good at making financial concepts accessible.
Freya Tomlinson
Financial Literacy Guide
Spent twelve years in banking before realising she preferred teaching people about money rather than selling them products. Now creates course content that actually makes sense to regular humans.
Callum Bridger
Education Programme Coordinator
Former high school teacher who got tired of watching students graduate without understanding basic finances. Designs our learning pathways and keeps everything organised so participants can focus on learning.
